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ER Shield

Available

₱800.00

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DESCRIPTION:

PhilCare ER Shield prepaid HMO is a single-use health plan that provides coverage for outpatient emergency care for viral and bacterial illnesses and treatment of injuries resulting from accidents (except for stroke) in 500+ designated PhilCare-accredited hospitals.

 

Age Eligibility and Validity 

PhilCare ER Shield prepaid HMO is for age 6 months to 64 years old and is valid for 1 year upon activation date. Benefits start 7 days after the activation date. The Certificate of Coverage is non-transferable once activated.

Benefit Coverage 

Outpatient Emergency Care:

PhilCare ER Shield prepaid HMO* gives you coverage up to Php 50,000 emergency room care expense, inclusive of doctors’ fees, laboratory and diagnostic procedures, and medicines (as medically necessary and excluding vaccines). In more than 500 PhilCare accredited hospitals nationwide excluding six (6) major hospitals in Metro Manila (Makati Medical Center, St. Luke’s Medical Center (QC and Global), Asian Hospital and Medical Center, The Medical City, and Cardinal Santos Medical Center). The Coverage is inclusive of the following benefits:

  • Special modalities of treatment as medically necessary during ER and subject to P5,000 inner limit.
  • Diagnostic and therapeutic procedures as medically necessary for emergency room care.
  • Hospital emergency care for animal bites except for vaccines.


Emergency cases are the sudden, unexpected onset of illness or injury, which at the time of contract reasonably appeared as having the potential of causing immediate disability or death or requiring the immediate alleviation of severe pain and discomfort. Emergency cases include but are not limited to the following: (a) Massive Bleeding; (b) Acute Appendicitis; (c) Fractures/multiple injuries secondary to accidents; (d) Convulsions; (f) illnesses or conditions resulting in moderate or severe dehydration such as diarrhea or fever; and (h) Syncope. Pre-existing conditions and those conditions under the general exclusions of PhilCare are not covered. ***

 

Availment Procedure 

Emergency and Hospitalization Availment:

  1. Simply present this voucher together with valid identification to the emergency room personnel at the identified PhilCare-accredited hospital.
  2. ER personnel will facilitate the approval of your availment thru reaching our contact center to verify your membership eligibility and health coverage. The final medical diagnosis is the basis for PhilCare’s approval of coverage.
  3. Once approval has been provided, request for cancellation of approval to reactivate membership is not allowed.

HOW TO ACTIVATE YOUR PHILCARE PREPAID HMO?

After purchase, you need to register your e-card voucher before you can use it.

CONTACT OUR SOLUTIONS PARTNERS TO HELP YOU: 

IMPORTANT NOTES: